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Performance of banks reviewed at DLRC, DLRAC meetings in Jammu

3232 cases sanctioned under PM-SVANidhi scheme

Jammu : A meeting of District Level Review Committee/District Consultative Committee (DLRC/DCC) for the Quarters ended March and June 2021, was held today here at DC Office Jammu under the Chairmanship of ADDC Ramesh Chander to review the performance of Banks in Deposits, Advances, CD Ratio and achievement under Annual Credit Plan for the FY 2020-21 and first Quarter of FY 2021-22. Lead District Manager (LDM), Jammu Ramesh Raina, DDM NABARD, Chief Agriculture Officer, District Sheep Husbandry Officer, AD Fisheries, District Coordinators of J&K Bank, SBI, PNB, JKGB, representatives of other Banks and Officials of other Sponsoring Government Departments/Agencies were present in the meeting.The ADDC took an extensive review of Government Sponsored Schemes with Special focus on KCC, PM SVANidhi, PMAY, PMEGP, JKREGP, NRLM, NULM, etc.The meeting also reviewed the progress under various Government Sponsored and Social Security Schemes.The meeting was informed that the achievement of Banks under Priority Sector stands at Rs.523.77 Cr against Annual Target of Rs.6938.45 Cr recording a growth of 7.54%, while under Non-priority Sector the achievement stands at Rs.479.52 Cr. against Annual Target of Rs.3142.15 Cr. recording a growth of 15.26%.Regarding Atma Nirbhar Bharat Abhiyan, Banks have sanctioned 3232 cases under PM-SVANidhi scheme out of which 3097 cases stand disbursed as on 31 July.

The ADDC advised all Sponsoring Agencies and Banks to spread awareness among people about various Self-employment Schemes launched by the Government and motivate them to avail the benefits of these Schemes for generating self-employment opportunities in the District. He directed all the Banks to clear the pending cases sponsored by different Govt. Departments/Agencies at the earliest and further boost the lending, particularly under Agriculture & Allied activities, MSME, Housing and Education Sectors, to achieve a healthy CD ratio.The ADDC also directed the Banks to cover all eligible persons under Social Security Schemes viz; PMSBY, PMJJBY & APY.The DLRAC (District Level RSETI Advisory Committee) Meeting was simultaneously convened by Aklesh Raina Director, SBI RSETI, Jammu and performance and progress for the year ended 31st March 21 as well as for the first quarter of the current financial was also reviewed by the ADDC Jammu.The Sub-committee meeting on CD Ratio was chaired by CPO Yoginder Katoch, who advised Banks to make meaningful efforts in raising the CD Ratio of the district atleast above 40% and in this regard fresh targets were assigned category wise to all the Banks, to be reviewed in subsequent meetings.LDM informed the meeting that Banks operating in Jammu District have recorded Deposits of Rs.50616.74 Cr. and Advances of Rs.15791.41 Cr., as on June 30, 2021. The C.D. Ratio of the District was 31.20%. The achievement of Banks in the District under Annual Credit Plan 2021-22 stands at Rs.1003.29 Cr. against Annual Target of Rs.10080.60 Cr. recording growth of 9.95% as on June 30, 2021.



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